Insurance solutions
Insurance Coverage for Every Part of Your Life
We offer a broad range of personal, property, and business insurance products. As an independent agency, we shop multiple carriers to find coverage that fits your situation.
Personal lines
Coverage for individuals and families
Auto Insurance
Coverage for your vehicle, passengers, and liability on the road. We help you understand your options and find a policy that fits how you drive.
- Liability coverage
- Collision and comprehensive
- Uninsured motorist protection
- Medical payments coverage
- Roadside and rental car assistance options
Homeowners Insurance
Protection for your home, personal property, and liability, with coverage considerations tailored to your property and location.
- Dwelling and structure coverage
- Personal property protection
- Liability coverage
- Additional living expenses
- Wildfire and natural disaster considerations
Renters Insurance
Affordable coverage for your belongings and personal liability if you rent your home or apartment.
- Personal property coverage
- Liability protection
- Loss of use coverage
- Medical payments to others
Life Insurance
Help protect your family's financial future. We offer guidance on term and permanent life insurance options suited to your goals.
- Term life insurance
- Whole life insurance
- Universal life options
- Coverage review and comparison
Umbrella Insurance
An extra layer of liability protection that extends beyond the limits of your auto, home, or other policies.
- Umbrella liability up to $5 million
- Excess liability above $5 million
- We also offer standalone Umbrella coverage
- Covers gaps in underlying policies
Property lines
Coverage for property owners and landlords
Rental Property Insurance
Coverage designed for landlords renting residential or commercial property. Protects your investment and your liability as a property owner.
- Dwelling and structure coverage
- Loss of rental income
- Landlord liability protection
- Coverage for tenant-caused damage
Condo Insurance
Coverage for your condo unit, personal belongings, and liability — filling the gaps your HOA master policy may leave.
- Unit interior coverage
- Personal property protection
- Liability coverage
- Loss assessment coverage
Flood Insurance
Most homeowners and renters policies do not cover flood damage. We can help you explore coverage options for your home, belongings, or investment property.
- Both NFIP and other flood insurance carriers
- Personal property protection
- Coverage options for homes and rental properties
- Guidance on flood risk and policy limits
Earthquake Insurance
Standard homeowners policies typically exclude earthquake damage. We can help you evaluate standalone earthquake coverage for your property.
- California Earthquake Coverage including CEA and other earthquake products
- Both Residential and Commercial Property
- Dwelling coverage for earthquake damage
- Personal property coverage
- Loss of use coverage
- Carrier options for your location
Business lines
Coverage for businesses of all sizes
General Liability Insurance
Foundational coverage for businesses against third-party bodily injury, property damage, and advertising injury claims.
- Bodily injury and property damage
- Personal and advertising injury
- Products and completed operations
- Medical payments coverage
Commercial Property Insurance
Protection for your business's physical assets, including your building, equipment, inventory, and furnishings.
- Building and structure coverage
- Business personal property
- Business income and extra expense
- Equipment breakdown options
Business Owners Policy (BOP)
A bundled policy combining general liability and commercial property coverage, often the most cost-effective solution for small to mid-size businesses.
- General liability coverage
- Commercial property coverage
- Business income protection
- Customizable endorsements
Workers Compensation
Workers compensation covers medical expenses and lost wages for employees injured on the job, with guidance tailored to your state requirements.
- Medical expense coverage
- Lost wage replacement
- Employer liability protection
- State compliance guidance
Commercial Auto
Coverage options for the vehicles that keep your business moving.
- Most commercial auto types
- Including Trucking and Fleet
- Auto Garage
Commercial Umbrella
Additional liability protection that supports your core business coverage.
- Commercial Auto
- Commercial Property
- Business Policies
E&O and D&O
Specialized liability coverage for business decisions and professional services.
- Errors and Omissions Coverage for your business
- Directors and Officers Coverage for your business
Not sure what you need?
That's exactly what we're here for. Tell us about your situation and we'll walk you through your options without any pressure.
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